MISSISSIPPI LEGISLATURE
2020 Regular Session
To: Insurance; County Affairs
By: Representatives Reynolds, Byrd
AN ACT TO AMEND SECTION 25-15-103, MISSISSIPPI CODE OF 1972, TO AUTHORIZE THE BOARDS OF SUPERVISORS OF ANY COUNTY TO OFFER ANY MEDICARE ELIGIBLE COUNTY EMPLOYEE CERTAIN BENEFITS IF THE EMPLOYEE SECURES MEDICARE COVERAGE IN LIEU OF PARTICIPATING IN ANY COUNTY MEDICAL OR HEALTH INSURANCE PROGRAM; AND FOR RELATED PURPOSES.
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MISSISSIPPI:
SECTION 1. Section 25-15-103, Mississippi Code of 1972, is amended as follows:
25-15-103. (1) The maximum
amount of group insurance or other coverage used in determining employer's
limitation of one hundred percent (100%) of such costs shall be determined by
regulations promulgated by the governing board or head of any political
subdivision, school district, junior college district, institution, department
or agency named in Section 25-15-101 and this section, but the life insurance
for each employee shall not exceed Fifty Thousand Dollars ($50,000.00), or the
amount of deduction allowed by the United States Internal Revenue Service in
filing a federal tax return, whichever is greater. A like amount may be for
accidental death * * *,
accident, health and salary protection insurance, providing benefits not
exceeding sixty percent (60%) of the employee's income, or the amount allowed
by the United States Internal Revenue Service in filing a federal tax return,
whichever is greater. Hospitalization benefits for room and board may not
exceed the average semiprivate cost per day; and the other coverages authorized
hereinabove. The limitations in this * * * subsection on the amount of
group insurance and other coverage which employers may obtain for their
employees shall not be applicable to municipalities.
(2) Any employee who retires due to one hundred percent (100%) medical disability, or due to reaching the statutory age of retirement under the provisions of the Public Employees' Retirement Law of 1952, being Sections 25-11-101 through 25-11-139, may, if he or she elects, remain a member of the group plan for such life insurance and other benefits as may be agreed to by the governing board or institution, department, or agency head and the companies writing such insurance and other coverage, by paying the entire costs thereof.
(3) When any of the
political subdivisions, school districts, junior college districts,
institutions, departments, or agencies named in Section 25-15-101 and this
section have adopted the group coverage plan authorized by * * * such sections, any of the employees
thereof participating in the plan who desire to secure additional benefits for
their dependents with the company or companies providing such group coverage
may do so by authorizing in writing the deduction from his or her salary or
wages of the necessary amounts for the full payment of such additional
coverage, and the same may be deducted and paid for such purposes, but the
entire cost of such additional coverage for dependents shall be paid by the
employee.
(4) (a) A municipality may provide group life insurance coverage for all or specified groups of its public employees and group hospitalization benefits for such public employees and their dependents, and the municipality may pay the total of the cost of all benefits under this section.
(b) A county may provide group life insurance coverage for all or specified groups of its public employees and group hospitalization benefits for such public employees and their dependents, and the county may pay the total of the cost of all benefits under this section. A county may make such provision, as specified under this paragraph, retroactively for any existing group coverage plan previously adopted by the county.
(5) (a) A county may offer any Medicare eligible county employee supplemental compensation, insurance and/or benefits if the employee chooses to secure Medicare coverage in lieu of participating in any county medical or health insurance program, as the case may be.
(b) Before the supplemental compensation, insurance and/or benefits may be provided, as specified under this subsection, the employee shall provide verifiable proof that he or she has secured coverage under Medicare.
SECTION 2. This act shall take effect and be in force from and after July 1, 2020.