Bill Text | History of Actions | Amendments | Background | Title |
Description: Security freeze; authorize consumers to place on their credit reports.
Bill Text: [Introduced] [Passed House]
| 1 | 01/09 (H) Referred To Banking and Financial Services | |
| 2 | 01/23 (H) Title Suff Do Pass | |
| 3 | 02/01 (H) Amended | |
| 4 | 02/01 (H) Passed As Amended {Vote} | |
| 5 | 02/05 (H) Transmitted To Senate | |
| 6 | 02/05 (S) Referred To Business and Financial Institutions | |
| 7 | 02/27 (S) Died In Committee |
| Adopted | [H] | Amendment No 1 Voice Vote |
| Effective date | July 1, 2007 | |
| Disposition | Dead | |
| Deadline | General Bill/Constitutional Amendment | |
| Revenue | No | |
| Vote type required | Majority |
House Committee:
Senate Committee:
Principal Author: Guice
Code Section: A 075-0024-0005
Title: AN ACT TO AUTHORIZE A CONSUMER TO PLACE A SECURITY FREEZE ON HIS OR HER CREDIT REPORT, WHICH WILL PROHIBIT A CONSUMER REPORTING AGENCY FROM RELEASING THE CONSUMER'S CREDIT REPORT OR ANY INFORMATION FROM IT WITHOUT THE EXPRESS AUTHORIZATION OF THE CONSUMER; TO REQUIRE CONSUMER REPORTING AGENCIES TO PLACE A SECURITY FREEZE ON A CONSUMER'S CREDIT REPORT WITHIN FIVE BUSINESS DAYS AFTER RECEIVING A WRITTEN REQUEST FROM THE CONSUMER; TO PROVIDE THAT A SECURITY FREEZE WILL REMAIN IN PLACE UNTIL THE CONSUMER REQUESTS THAT THE SECURITY FREEZE BE REMOVED; TO REQUIRE CONSUMER REPORTING AGENCIES TO REMOVE A SECURITY FREEZE WITHIN THREE BUSINESS DAYS OF RECEIVING A REQUEST FOR REMOVAL FROM THE CONSUMER; TO PROVIDE FOR CERTAIN EXCEPTIONS TO THE REQUIREMENTS OF THIS ACT; TO PROVIDE THAT ANY PERSON WHOSE PROPERTY OR PERSON IS INJURED BY REASON OF A VIOLATION OF THIS ACT MAY SUE FOR CIVIL DAMAGES; TO AMEND SECTION 75-24-5, MISSISSIPPI CODE OF 1972, TO CONFORM TO THE PRECEDING PROVISIONS; AND FOR RELATED PURPOSES.
End Of Document
2007/pdf/History/HB/HB0656.htm