House Bill 77

AN ACT TO CREATE THE "MISSISSIPPI FAIR HOUSING ACT"; TO DEFINE CERTAIN TERMS; TO DECLARE THAT THE OPPORTUNITY TO OBTAIN HOUSING AND OTHER REAL ESTATE WITHOUT DISCRIMINATION IS A CIVIL RIGHT; TO PROHIBIT CERTAIN DISCRIMINATORY CONDUCT IN REAL ESTATE TRANSACTIONS AND IN REAL ESTATE FINANCING; TO DECLARE THAT CONDITIONS RELATING TO THE USE OR OCCUPANCY OF REAL PROPERTY BASED UPON DISCRIMINATORY REASONS ARE VOID EXCEPT IN CERTAIN SITUATIONS INVOLVING RELIGIOUS ORGANIZATIONS; TO PROHIBIT CERTAIN REPRESENTATIONS IN REAL ESTATE TRANSACTIONS; TO PROHIBIT RETALIATION AGAINST PERSONS WHO OPPOSE DISCRIMINATORY HOUSING PRACTICES; TO AUTHORIZE PERSONS ALLEGING A VIOLATION OF THE ACT TO SEEK INJUNCTIVE RELIEF AND DAMAGES; AND FOR RELATED PURPOSES.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MISSISSIPPI:

SECTION 1. This act shall be known and may be cited as the "Mississippi Fair Housing Act".

SECTION 2. As used in this act, the following words and phrases have the meanings ascribed in this section unless the context clearly indicates otherwise:

(a) "Housing accommodation" means improved or unimproved real property, or a part of such property, which is used or occupied, or is intended, arranged or designed to be used or occupied, as the home or residence of one or more persons.

(b) "Real estate broker or salesperson" means a person, whether licensed or not, who:

(i) For or with the expectation of receiving a consideration, lists, sells, purchases, exchanges, rents or leases real property;

(ii) Negotiates or attempts to negotiate any of the activities listed in subparagraph (i);

(iii) Holds himself or herself out as engaged in the activities listed in subparagraph (i);

(iv) Negotiates or attempts to negotiate a loan secured or to be secured by a mortgage or other encumbrance upon real property;

(v) Is engaged in the business of listing real property in a publication; or

(vi) Is a person employed by or acting on behalf of a real estate broker or salesperson.

(c) "Real estate transaction" means the sale, exchange, rental or lease of real property or an interest in real property.

(d) "Real property" includes a building, structure, mobile home, real estate, land, mobile home park, trailer park, tenement, leasehold or an interest in a real estate cooperative or condominium.

SECTION 3. The opportunity to obtain housing and other real estate without discrimination because of religion, race, color, national origin, sex, disability or familial status as prohibited by this chapter is recognized and declared to be a civil right.

SECTION 4. (1) A person engaging in a real estate transaction or a real estate broker or salesperson may not, on the basis of religion, race, color, national origin, sex, disability or familial status of a person or a person residing with that person:

(a) Refuse to engage in a real estate transaction with a person;

(b) Discriminate against a person in the terms, conditions or privileges of a real estate transaction or in the furnishing of facilities or services in connection with a real estate transaction;

(d) Refuse to negotiate for a real estate transaction with a person;

(e) Represent to a person that real property is not available for inspection, sale, rental or lease when, in fact, it is so available, or knowingly fail to bring a real property listing to a person's attention or refuse to permit a person to inspect real property;

(f) Make, print or publish, or cause to be made, printed or published, any notice, statement or advertisement with respect to the sale or rental of a dwelling which indicates any preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status or national origin or an intention to make any such preference, limitation or discrimination; or

(g) Offer, solicit, accept, use or retain a listing of real property with the understanding that a person may be discriminated against in a real estate transaction or in the furnishing of facilities or services in connection with a real estate transaction.

(2) This section does not apply to:

(a) The rental of a housing accommodation in a building that contains housing accommodations for not more than two (2) families living independently of each other if the owner or a member of the owner's immediate family resides in one (1) of the housing accommodations, or to the rental of a room or rooms in a single-family dwelling by a person if the lessor or a member of the lessor's immediate family resides in the dwelling.

(b) The rental of a housing accommodation for not more than twelve (12) months by the owner or lessor if it was occupied by him or her and maintained as his or her home for at least three (3) months immediately preceding occupancy by the tenant and is temporarily vacated while maintaining legal residence.

SECTION 5. (1) A person to whom application is made for financial assistance or financing in connection with a real estate transaction or in connection with the construction, rehabilitation, repair, maintenance or improvement of real property, or a representative of that person, may not:

(a) Discriminate against the applicant because of the religion, race, color, national origin, sex, disability or familial status of the applicant or a person residing with the applicant; or

(b) Use a form of application for financial assistance or financing to make or keep a record or inquiry in connection with an application for financial assistance or financing which indicates, directly or indirectly, a preference, limitation, specification or discrimination as to the religion, race, color, national origin, sex, disability or familial status of the applicant or a person residing with the applicant.

(2) Subsection (1)(b) of this section does not apply to a form of application for financial assistance prescribed for the use of a lender regulated as a mortgagee under the National Housing Act, as amended, 12 USC Sections 1701-1750g, or by a regulatory board or officer acting under the statutory authority of this state or the United States.

SECTION 6. (1) A condition, restriction or prohibition, including a right of entry or possibility of reverter, which directly or indirectly limits the use or occupancy of real property on the basis of religion, race, color, national origin, sex, disability or familial status is void. However, this section does not prohibit a religious organization, association or society, or any nonprofit institution or organization operated, supervised or controlled by or in conjunction with a religious organization, association or society, from limiting the sale, rental or occupancy of dwellings that it owns or operates for other than a commercial purpose to persons of the same religion, or from giving preference to such persons, unless membership in such religion is restricted because of race, color, sex, disability, familial status or national origin.

(2) A person may not insert a provision that is void under this section into a written instrument relating to real property or honor such a provision in the chain of title.

(3) A person may not threaten, intimidate or interfere with persons in the enjoyment of their dwelling because of the race, color, national origin, sex or familial status of such persons or of visitors or associates of those persons.

(4) A person may not discharge, threaten, coerce, intimidate or take any other adverse action against an employee, broker, agent or other person because he or she refused to take part in a discriminatory housing practice or because he or she has aided or encouraged any other person in the exercise or enjoyment of any right granted under this act.

SECTION 7. A person may not represent, for the purpose of inducing a real estate transaction from which the person may benefit financially, that a change has occurred or will or may occur in the composition, with respect to religion, race, color, national origin, sex, disability or familial status of the owners or occupants, in the block, neighborhood or area in which the real property is located or represent that this change will or may result in the lowering of real property values, an increase in criminal or antisocial behavior or a decline in the quality of schools in the block, neighborhood or area in which in the real property is located.

SECTION 8. A person or two (2) or more persons conspiring together may not:

(a) Retaliate or discriminate against another person because that person has opposed a violation of this act or because that person has made a charge, filed a complaint, testified, assisted or participated in an investigation, proceeding or hearing under this act;

(b) Attempt, directly or indirectly, to commit an act prohibited by this act;

(c) Willfully interfere, obstruct or prevent a person from complying with this act or an order issued or rule promulgated under this act; or

(d) Discharge, threaten, coerce, intimidate or take any other adverse action against an employee, broker, agent or other person because he or she refused to take part in a discriminatory housing practice or because he or she aided or encouraged any other person in the exercise or enjoyment of any right granted under this act.

SECTION 9. (1) (a) A person alleging a violation of this act may bring a civil action for appropriate injunctive relief or damages, or both.

(b) As used in paragraph (a) of this subsection, "damages" means damages for injury or loss caused by each violation of this act, including reasonable attorney's fees.

(2) An action commenced under subsection (1) of this section may be brought in the circuit court in:

(a) The county where the alleged violation occurred; or

(b) The county where the person against whom the civil complaint is filed resides or has his or her principal place of business.

(3) In a civil action under this act, the court, in its discretion, may allow the prevailing party reasonable attorney's fees and costs.

(4) A court rendering a judgment in an action brought under this act may award all or a portion of the costs of litigation, including reasonable attorney's fees and witness fees, to the complainant in the action if the court determines that the award is appropriate.

SECTION 10. This act shall take effect and be in force from and after July 1, 2024.