MISSISSIPPI LEGISLATURE
2007 Regular Session
To: Insurance
By: Representative Zuber
AN ACT TO PROVIDE AN ADDITIONAL PENALTY FOR ANY PERSON WHO KNOWINGLY FILES A FALSE CLAIM FOR LOSS UNDER A HOMEOWNERS INSURANCE POLICY OR COMMERCIAL PROPERTY INSURANCE POLICY; TO PROVIDE THAT THE COMMISSIONER OF INSURANCE SHALL PROMULGATE RULES AND REGULATIONS PROVIDING STANDARD FORMS AND LANGUAGE FOR USE IN POLICIES BY INSURERS THAT ISSUE POLICIES OF HOMEOWNERS INSURANCE OR COMMERCIAL PROPERTY INSURANCE; AND FOR RELATED PURPOSES.
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MISSISSIPPI:
SECTION 1. In addition to any other penalty authorized by law, any person who knowingly files a false claim for loss under a homeowners insurance policy or commercial property insurance policy, upon conviction thereof, shall be subject to an additional penalty which shall be equal to the penalty otherwise provided for conviction of such an offense.
SECTION 2. The Commissioner of Insurance shall promulgate rules and regulations providing standard forms and language for use in policies by insurers that issue or deliver in this state new or renewal policies of homeowners insurance or commercial property insurance.
SECTION 3. This act shall take effect and be in force from and after July 1, 2007.