MISSISSIPPI LEGISLATURE

2006 Regular Session

To: Insurance

By: Senator(s) Tollison

Senate Bill 2926

AN ACT TO AMEND SECTION 83-9-47, MISSISSIPPI CODE OF 1972, TO PROVIDE FOR A HEALTH CARE PROVIDER LIEN ON INSURANCE BENEFITS PAID DIRECTLY TO PATIENTS; AND FOR RELATED PURPOSES.

     BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MISSISSIPPI:

     SECTION 1.  Section 83-9-47, Mississippi Code of 1972, is amended as follows:

     83-9-47.  (1)  As used in this section, the following terms shall be defined as follows:

          (a)  "Third-party payor" means any insurer, nonprofit hospital service plan, health care service plan, health maintenance organization, self-insurer or any person or other entity which provides payment for medical and related services.

          (b)  "Health care provider" means a physician, optometrist, chiropractor, dentist, podiatrist, pharmacist, psychologist, hospital or other healthcare facility licensed by the State of Mississippi.

          (c)  "Patient" means any natural person who has received medical care or services from any medical care provider within the State of Mississippi.

     (2)  Any third-party payor who pays a patient or policyholder on behalf of a patient directly for medical care or services rendered by a health care provider shall provide information concerning the amount, date and nature of any such payment to the provider of services.  The information may be provided by telephone, facsimile or by mailing a copy of the "explanation of benefits" to the provider.  If the information is provided by sending a copy of the "explanation of benefits" to the provider, then the third-party payor may require that the reasonable cost of producing and mailing the information be paid by the provider.  A health care provider shall have a lien on the payment to be made directly to the patient or policyholder by any third-party payor for the medical care or services rendered by such health care provider.  The requirements of this subsection shall not apply to the following:  a fixed-indemnity policy, a limited benefit health insurance policy, medical payment coverage or personal injury protection coverage in a motor vehicle policy, coverage issued as a supplement to liability insurance or workers' compensation.

     SECTION 2.  This act shall take effect and be in force from and after July 1, 2006.