MISSISSIPPI LEGISLATURE

2005 Regular Session

To: Insurance

By: Representative Moak

House Bill 1450

AN ACT TO AMEND SECTION 83-51-5, MISSISSIPPI CODE OF 1972, TO REVISE THE BENEFITS UNDER HEALTH INSURANCE POLICIES THAT PROVIDE BENEFITS FOR DENTAL CARE EXPENSES; AND FOR RELATED PURPOSES.

     BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MISSISSIPPI:

     SECTION 1.  Section 83-51-5, Mississippi Code of 1972, is amended as follows:

     83-51-5.  Any health insurance policy or employee benefit plan which is delivered, renewed, issued for delivery, or otherwise contracted for in this state shall, to the extent that it provides benefits for dental care expenses:

          (a)  Disclose, if applicable, that the benefit offered is limited to the least costly treatment;

          (b)  Define and explain the standard upon which the payment of benefits or reimbursement for the cost of dental care services is based, such as "usual and customary," "reasonable and customary," "usual, customary and reasonable," or fees or words of similar import, or it shall specify in dollars and cents the amount of the payment or reimbursement for dental care services to be provided. * * * 

     SECTION 2.  This act shall take effect and be in force from and after July 1, 2005.