MISSISSIPPI LEGISLATURE

2002 Regular Session

To: Banks and Banking

By: Representative Banks

House Bill 1100

AN ACT TO PROVIDE THAT A PERSON WHO MAKES PAYMENTS ON AN OPEN ACCOUNT OR A REVOLVING CHARGE ACCOUNT IN PERSON AT AN OFFICE AUTHORIZED TO ACCEPT THOSE PAYMENTS SHALL BE SUBJECT TO THE SAME PROCEDURES, REQUIREMENTS OR CONDITIONS FOR MAKING THE PAYMENT THAT HE OR SHE WOULD BE SUBJECT TO IF THE PAYMENT WERE MADE BY MAIL; AND FOR RELATED PURPOSES.

     BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MISSISSIPPI:

     SECTION 1.  Whenever a person has an open account or a revolving charge account with another person or entity for services received from that person or entity, and the account holder makes a payment in person at an office authorized to accept payments for the person or entity that provided the services, the account holder shall be subject to the same procedures, requirements or conditions for making the payment that he or she would be subject to if the payment were made by mail.  For example, if the person is allowed to make payments on the account by mail with a check, the person shall be allowed to make payments on the account in person with a check.  In addition, the office where the payment is made in person shall not subject the account holder to any additional procedures, requirements or conditions that it would not impose on the account holder if the payment were made by mail.

     SECTION 2.  This act shall take effect and be in force from and after July 1, 2002.