MISSISSIPPI LEGISLATURE

1998 Regular Session

To: Insurance

By: Representative Stevens

AN ACT TO AMEND SECTION 83-11-17, MISSISSIPPI CODE OF 1972, TO PROVIDE THAT AN AUTOMOBILE INSURANCE POLICY MUST BE IN EFFECT FOR AT LEAST SIXTY DAYS BEFORE A CANCELLATION HEARING MAY BE REQUESTED BY THE POLICYHOLDER; AND FOR RELATED PURPOSES. 

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MISSISSIPPI:

SECTION 1. Section 83-11-17, Mississippi Code of 1972, is amended as follows:

83-11-17. A named insured who wishes to contest the reason or reasons for a cancellation of a policy which has been in effect for sixty (60) days or more or failure by insurer to give proper notice of nonrenewal as provided hereunder shall, not less than seven (7) working days from the date of receipt of notice of cancellation or receipt of notice of nonrenewal, mail or deliver to the Commissioner of Insurance a written request for a hearing, which request shall state clearly the basis for the appeal and shall be accompanied by a filing fee of Fifteen Dollars ($15.00).

A cancellation or nonrenewal which is subject to the provisions of this article shall be deemed effective unless the Commissioner of Insurance determines otherwise in accordance with the provisions of this article.

SECTION 2. This act shall take effect and be in force from and after July 1, 1998.