Mississippi Legislature
2007 Regular Session

House Bill 656

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Bill Text

History of Actions

Amendments

Background

Title

Description: Security freeze; authorize consumers to place on their credit reports.

Bill Text: [Introduced] [Passed House]

History of Actions:

1 01/09 (H) Referred To Banking and Financial Services
2 01/23 (H) Title Suff Do Pass
3 02/01 (H) Amended
4 02/01 (H) Passed As Amended   {Vote}
5 02/05 (H) Transmitted To Senate
6 02/05 (S) Referred To Business and Financial Institutions
7 02/27 (S) Died In Committee

Amendments:

Adopted [H] Amendment No 1   Voice Vote

Background Information:

Effective dateJuly 1, 2007
DispositionDead
DeadlineGeneral Bill/Constitutional Amendment
RevenueNo
Vote type requiredMajority

House Committee:

Senate Committee:

Principal Author: Guice

Code Section: A 075-0024-0005

Title: AN ACT TO AUTHORIZE A CONSUMER TO PLACE A SECURITY FREEZE ON HIS OR HER CREDIT REPORT, WHICH WILL PROHIBIT A CONSUMER REPORTING AGENCY FROM RELEASING THE CONSUMER'S CREDIT REPORT OR ANY INFORMATION FROM IT WITHOUT THE EXPRESS AUTHORIZATION OF THE CONSUMER; TO REQUIRE CONSUMER REPORTING AGENCIES TO PLACE A SECURITY FREEZE ON A CONSUMER'S CREDIT REPORT WITHIN FIVE BUSINESS DAYS AFTER RECEIVING A WRITTEN REQUEST FROM THE CONSUMER; TO PROVIDE THAT A SECURITY FREEZE WILL REMAIN IN PLACE UNTIL THE CONSUMER REQUESTS THAT THE SECURITY FREEZE BE REMOVED; TO REQUIRE CONSUMER REPORTING AGENCIES TO REMOVE A SECURITY FREEZE WITHIN THREE BUSINESS DAYS OF RECEIVING A REQUEST FOR REMOVAL FROM THE CONSUMER; TO PROVIDE FOR CERTAIN EXCEPTIONS TO THE REQUIREMENTS OF THIS ACT; TO PROVIDE THAT ANY PERSON WHOSE PROPERTY OR PERSON IS INJURED BY REASON OF A VIOLATION OF THIS ACT MAY SUE FOR CIVIL DAMAGES; TO AMEND SECTION 75-24-5, MISSISSIPPI CODE OF 1972, TO CONFORM TO THE PRECEDING PROVISIONS; AND FOR RELATED PURPOSES.


Information pertaining to this measure was last updated on 05/08/07 at 14:09.

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