Bill Text | History of Actions | Amendments | Background | Title |
Description: Insurance; require insurers to provide written statement of explanation of flood exclusion to insureds.
Bill Text: [Introduced] [Committee Substitute] [Passed House]
| 1 | 01/16 (H) Referred To Sel Cmte on Hurricane Recovery | |
| 2 | 01/31 (H) Title Suff Do Pass Comm Sub | |
| 3 | 02/09 (H) Committee Substitute Adopted | |
| 4 | 02/09 (H) Amended | |
| 5 | 02/09 (H) Passed As Amended | |
| 6 | 02/09 (H) Motion to Reconsider Entered | |
| 7 | 02/10 (H) Reconsidered | |
| 8 | 02/10 (H) Amended | |
| 9 | 02/10 (H) Passed As Amended | |
| 10 | 02/14 (H) Transmitted To Senate | |
| 11 | 02/15 (S) Referred To Insurance | |
| 12 | 02/28 (S) Died In Committee |
| Adopted | [H] | Amendment No 1 (Cmte Sub) |
| Adopted | [H] | Amendment No 2 (Cmte Sub) |
| Adopted | [H] | Amendment No 3 (Cmte Sub) |
| Adopted | [H] | Amendment No 4 (Cmte Sub) |
| Effective date | July 1, 2006 | |
| Disposition | Dead | |
| Deadline | General Bill/Constitutional Amendment | |
| Revenue | No | |
| Vote type required | Majority |
House Committee:
Senate Committee:
Principal Author: Compretta
Additional Author: Bentz
Title: AN ACT TO PROVIDE THAT ANY INSURER PROVIDING A HOMEOWNERS PROTECTION POLICY, WIND POLICY, WINDSTORM POLICY, HURRICANE POLICY, OR LIKE POLICY FOR A DWELLING LOCATED IN THE STATE OF MISSISSIPPI WHICH EXEMPTS FLOOD DAMAGE FROM COVERAGE, WHETHER OR NOT DRIVEN BY WIND, MUST OBTAIN FROM THE INSURED A STATEMENT OF EXPLANATION OF FLOOD EXCLUSION; ANY INSURER PROVIDING A HOMEOWNERS PROTECTION POLICY, WIND POLICY, WINDSTORM POLICY, OR LIKE POLICY, FOR A DWELLING LOCATED IN THE STATE OF MISSISSIPPI, WHICH EXEMPTS FROM COVERAGE DAMAGES CAUSED BY AN EARTHQUAKE SHALL OBTAIN FROM THE INSURED A "STATEMENT OF EXPLANATION OF EARTHQUAKE EXCLUSION; TO PROVIDE THAT SUCH STATEMENT MUST BE IN WRITING AND EXECUTED BY THE INSURED IN WHICH THE INSURED ACKNOWLEDGES AN UNDERSTANDING THAT SUCH HOMEOWNERS PROTECTION POLICY DOES NOT PROVIDE FOR FLOOD OR EARTHQUAKE PROTECTION; TO PROVIDE CIVIL PENALTIES FOR FAILURE TO COMPLY WITH THE PROVISIONS OF THIS ACT; AND FOR RELATED PURPOSES.
End Of Document
2006/html/History/HB/HB1319.htm